audit_keyword: dental insurance hillsboro oregon
Dental Insurance We Accept — Plus Options If You Don’t Have Coverage
Navigating dental insurance is confusing enough without your dentist making it harder. At East Wind Dental Care, our front office team handles the complexity for you — we verify your benefits before your appointment, file all claims on your behalf, and explain your estimated out-of-pocket costs clearly so there are no surprises.
And if you do not have dental insurance, we have you covered too. Our VIP Membership Plan and multiple financing options make quality dental care affordable for everyone.
Questions About Your Coverage?
Call (503) 614-0198 and our team will verify your benefits before your visit — no charge, no obligation.
Insurance Plans We Accept
We are in-network or accept assignment from most major dental insurance providers, including:
Major Carriers
- Delta Dental — Premier and PPO plans
- Moda Health — Dental plans
- Cigna — Dental PPO and DHMO
- Aetna — Dental PPO
- MetLife — Dental PDP and PPO
- Guardian — Dental PPO
- Regence BlueCross BlueShield — Dental plans
- United Healthcare — Dental plans
- Humana — Dental plans
- Principal Financial — Dental plans
- Ameritas — Dental PPO
- Sun Life — Dental plans
- CareCredit — 0% interest for 6, 12, 18, or 24 months on qualifying purchases. Apply online or in our office. Learn more →
- Sunbit — Instant approval with no hard credit check. Monthly payments. Apply in-office.
- Cherry Health — Flexible payment plans with competitive rates.
- HSA / FSA — We accept Health Savings Account and Flexible Spending Account payments.
- VIP Membership Plan — $299/year adults / $199/year children, 15% off all treatment, no waiting periods
- Dental Insurance and Plans We Accept — list of accepted plans and how we file claims
- Accepted Insurance — Detailed Plan List — the comprehensive list of dental insurance plans
- Insurance and Financing Options — CareCredit, Cherry, and Sunbit financing
- No Insurance? Here Are Your Options — dedicated resource for uninsured patients
- Current Promotions and New-Patient Specials — special offers and new-patient pricing
- Why Patients Choose East Wind Dental Care — what sets our practice apart in Hillsboro
Employer-Specific Plans
Many of our patients work at local employers including Intel, Nike, Kaiser Permanente, and other Hillsboro and Beaverton companies. We accept the dental plans most commonly offered by these employers.
Oregon Health Plan (OHP)
Please call our office at (503) 614-0198 to confirm whether your specific OHP plan is accepted.
Not sure if we accept your plan? Call (503) 614-0198 — our team can verify in minutes.
How We Handle Your Insurance
Before Your Visit
When you schedule your appointment, we collect your insurance information and verify your benefits with your carrier. Before you arrive, we will know your deductible status, annual maximum, coverage percentages, and any waiting periods.
At Your Visit
Your doctor will recommend treatment based on what your teeth need — not what your insurance will pay for. We believe in honest diagnosis regardless of coverage. Our treatment coordinator will then present a clear breakdown of what your insurance covers and what your estimated out-of-pocket cost will be.
After Your Visit
We file all claims electronically on your behalf. If there are any insurance questions or denials, our team handles the follow-up — you do not have to call your insurance company.
Understanding Dental Insurance
Most dental insurance plans work similarly:
| Feature | Typical Coverage |
|—|—|
| Annual Maximum | $1,000 – $2,500 per year |
| Deductible | $25 – $100 per year |
| Preventive Care (exams, cleanings, X-rays) | 80–100% covered |
| Basic Procedures (fillings, extractions) | 70–80% covered |
| Major Procedures (crowns, implants, surgery) | 50% covered |
| Orthodontics (Invisalign, braces) | 50% covered, lifetime maximum of $1,000–$2,000 |
Coverage varies by plan. We verify your specific benefits before your appointment.
No Insurance? Here Are Your Options
VIP Membership Plan — Best Value
Our membership plan is designed for patients without dental insurance who want predictable, affordable dental care with no annual maximums, no deductibles, no waiting periods, and no claim forms.
| Plan | Annual Cost | What’s Included |
|—|—|—|
| Adult VIP | $299/year | 2 exams, 2 cleanings, necessary X-rays, 15% off all other treatment, 100% payment credits toward future treatment |
| Child VIP | $199/year | 2 exams, 2 cleanings, necessary X-rays, fluoride, 15% off all other treatment, 100% payment credits toward future treatment |
Example savings with VIP Membership:
| Service | Retail Price | VIP Price (15% off) | Your Savings |
|—|—|—|—|
| Dental implant + crown | $5,000 | $4,250 | $750 |
| CEREC same-day crown | $1,200 | $1,020 | $180 |
| Invisalign | $5,500 | $4,675 | $825 |
| Root canal | $900 | $765 | $135 |
Financing Options
For treatments beyond your insurance coverage or membership discount, we offer several financing plans:
$99 New Patient Special
For your first visit, new patients receive a comprehensive exam, full set of digital X-rays, and professional cleaning for just $99 — a $475 value.
Don’t Let Insurance (or Lack of It) Stop You
VIP Membership, CareCredit, Sunbit — we have options for every budget. Call (503) 614-0198.
Affordability and Payment Options Across East Wind Dental Care
East Wind Dental Care offers several pathways to make care accessible — explore the option that fits your situation:
Frequently Asked Questions — Dental Insurance
Do you accept Delta Dental insurance?
Yes. We accept Delta Dental Premier and PPO plans, which are the most common dental insurance plans in Oregon. We verify your specific Delta Dental benefits before your appointment and file claims on your behalf. Delta Dental specific page →
What if my dental insurance does not cover everything I need?
Most dental insurance plans have annual maximums ($1,000–$2,500). If your treatment exceeds your annual maximum, our treatment coordinator will present financing options including CareCredit (0% for up to 24 months), Sunbit, and Cherry Health so you can proceed with care without delay.
Is the VIP Membership Plan worth it if I do not have insurance?
For most patients, yes. The included exams, cleanings, and X-rays alone are worth over $500 at retail prices. The 15% discount on all other treatment provides additional savings — especially for patients needing crowns, implants, or other restorative work. Members also accumulate 100% payment credits toward future treatment, so dollars spent at routine visits offset the cost of larger procedures down the road. There are no annual maximums, no deductibles, and no waiting periods.
Do you accept insurance from Intel and Nike employees?
Yes. We accept the dental insurance plans most commonly offered by Intel, Nike, Kaiser Permanente, and other major Hillsboro and Beaverton employers, including Delta Dental, Moda, Cigna, MetLife, and Guardian.
Will you verify my insurance benefits before my appointment?
Yes. When you schedule your appointment, we collect your insurance information and verify your benefits before you arrive. We will tell you your deductible status, coverage percentages, and estimated out-of-pocket costs so there are no surprises.
Can I use my HSA or FSA for dental work?
Yes. Dental care is an eligible expense for Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). This includes exams, cleanings, fillings, crowns, implants, Invisalign, and most other dental procedures. We accept HSA and FSA debit cards at our office.
Do you file insurance claims for me?
Yes. We file all claims electronically on your behalf after every visit. If there are insurance questions, denials, or appeals needed, our team handles the follow-up so you do not have to call your insurance company.
Contact Us
East Wind Dental Care — 7546 NE Shaleen St, Hillsboro, OR 97124 | (503) 614-0198
Ready to Schedule?
We verify your benefits before your visit. $99 new patient special. Call (503) 614-0198.
